One reporting layer for every border your money crosses.

By working out every jurisdiction's obligation from one dataset rather than building a pipeline per regime. Taxbit determines who is reportable and on what basis from your raw transaction data, then generates the filing each authority requires, including per-jurisdiction XML for CARF, CRS 2.0, DAC7, and DAC8, across 70+ reporting jurisdictions. Schema and bilateral-agreement changes ship as configuration, so a late revision is not an engineering project.

Each member state writes the directive into national law on its own filing timeline, so the answer is per-market rather than per-region. CRS 2.0 self-certification collection went live on 1 January 2026 for all new customer accounts in more than 40 jurisdictions, including all of the EU, and Wave 1 jurisdictions report Tax Year 2026 activity in 2027. The Regulation Tracker shows where each jurisdiction stands, and the same platform extends as you enter new ones.

CARF is the OECD framework for crypto-asset transactions and DAC8 is how the EU implements equivalent obligations, so a provider in scope for one is generally in scope for the other and the data requirements align. CRS 2.0 is the amendment to the existing Common Reporting Standard covering electronic money and related products. DAC7 is separate again, covering platform seller income. Most in-scope businesses report under more than one, and Taxbit generates them from the same source data rather than building twice.

Reporting Crypto-Asset Service Providers: exchanges, brokers, trading platforms, wallet providers, as well as payment and fintech firms that facilitate crypto  to crypto or crypto to fiat transactions for customers. DAC8 reaches any provider with EU license (e.g. MICA) or presence (e.g. an entity or place of business).

Reporting Crypto-Asset Service Providers: exchanges, brokers, trading platforms, wallet providers, and many payment and fintech firms that facilitate crypto transactions for customers. DAC8 reaches any provider with EU-resident users, even one headquartered outside the EU.

Under DAC8, after two reminders within 60 days, the platform is legally required to block that user from further transactions. Non-compliance isn't only a fine — it can mean freezing your own users' accounts.

There's no single EU-wide fine. Each member state sets its own DAC8 penalty regime, with reported ranges running from roughly EUR 20,000 into six figures per violation, and some countries scaling penalties as a percentage of turnover instead of a flat amount. Failures can also put MiCA passporting rights at risk, which makes this a market-access issue, not just a fine.

CARF is the OECD global crypto-asset reporting standard. DAC8 is how the EU writes CARF into law. CRS 2.0 is the updated standard for traditional financial-account reporting that now also captures certain digital assets. Most platforms are touched by more than one.